All the Hacks: Money, Points & Life
Chris Hutchins
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Saving Money and Optimizing is My Kryptonite
#282: When does optimization stop helping and start hurting? Chris shares how a string of seemingly smart decisions had him pouring hours into marginal gains that never materialized. He unpacks the…
Taking My Health Into My Own Hands: Tests, Records, and What Actually Worked
#281: Chris shares the full playbook he used to take control of his health after digging into his biomarkers. He breaks down which tests are actually worth your money and when each one matters. Plus,…
The Hidden Rules of Credit Card Approvals
#280: Learn how to dramatically improve your odds of getting approved for the credit cards you actually want. Chris breaks down the hidden system every bank uses to evaluate applications, why your…
How Long-Term Investors Actually Think About Risk with Ben Carlson
#279: Learn to handle market volatility and build long-term wealth in a world dominated by AI disruption, market fear, inflation concerns, and nonstop financial noise. Chris and Ben discuss why…
The AI Tools I'm Building to Replace My Spreadsheets with Anish Acharya
#278: Is AI making it possible for the average person to live a fully optimized life? Chris and Anish swap notes on how custom AI tools are replacing years of spreadsheets, and reshaping the way we…
The Japan ER Visit That Changed How We Travel (& Tokyo Disney) with Amy Fox
#277: The last morning of our Japan trip turned into a sprint to a Tokyo emergency room, and challenged what we thought we knew about traveling abroad. We break down what a Japanese ER really cost,…
Saving $30K+ on the Perfect Spring Break Japan Trip with Amy Fox
#276: Learn how Chris and Amy booked four nonstop business class seats and a week at the Park Hyatt Tokyo almost entirely on points. They break down the strategy, key takeaways for traveling with…
The Custom Everything Era with Kevin Rose
#275: Chris and Kevin dig into how they're actually using AI tools in their daily lives right now. They explore real-world AI use cases, the tradeoffs of sharing personal data, the collapse of trust…
The Surprising History of Points and Miles
#274: Chris walks through the complete history of points and miles and breaks down the $140 billion machine behind them, so you can get more out of every point you earn. He covers the legal accidents…
Stop Overthinking and Start Deciding with Derek Sivers
#273: Learn to stop overthinking and make better decisions. Chris and Derek discuss how optimizing can go wrong, a coin flip trick for making decisions, journaling as a superpower, how your actions…
My Process for Booking Travel with Points & Miles
#272: Learn how to turn your points into significantly better travel experiences by following a simple, repeatable system. We cover how to plan, find award availability, choose the right tools, and…
How to Actually Live the Life You're Optimizing For with Sahil Bloom
#271: Learn why over-optimizing your life can quietly destroy the things you actually care about. Chris and Sahil explore the doorman fallacy, why big life decisions should happen fast, how to use AI…
Ski Trip Mishaps, AI Interior Design, Reflecting on Life and More
#270: Chris and Amy discuss lessons from three ski trips with kids, using AI to redesign rooms on a budget, their favorite new gadgets, navigating high-deductible health plans, and more. Link to Full…
Navigating Transfer Bonuses, Hyatt Devaluation, New Card Offers and More
#269: Chris breaks down why he transferred >200k points for a transfer bonus and how to know when they're actually worth it. He also covers Hyatt's new award chart changes, the latest elevated…
Stop Planning, Start Experimenting: A Science-Backed Approach to a Better Life with Anne-Laure Le Cunff
#268: Learn why setting big goals might actually be holding you back and what to do instead. Chris and Anne-Laure explore how to replace goal-setting with tiny, low-risk experiments that lead to more…
Credit Cards: What's in My Wallet for 2026
#267: Chris reviews his credit card lineup for 2026, sharing which cards he's keeping and canceling and why. He also covers how to evaluate annual fees, the best cards across major spending…
Why Change Is Hard and How to Make It Your Advantage with Maya Shankar
#266: Chris and Maya break down the science-backed tools that make change easier and more intentional. They explore why most people misunderstand change, how to anchor your identity to your deeper…
I Built an AI Assistant That Works While I Sleep
#265: Chris explores how modern AI tools have eliminated the barriers to building software, why planning matters more than coding skill, how anyone can turn a simple problem into a working app faster…
Deep Dive on Bilt Rewards and New Bilt 2.0 Cards
#264: Learn how the Bilt ecosystem works, from earning Bilt Rewards to the new cards, transfer partners, perks, and where the real value is. Whether you’re new or already earning, this is a practical…
How to Earn Millions of Points and More Listener Q&A
#263: Chris breaks down exactly how he’s earned millions of points and miles, and why simplicity matters more than optimization. He covers signup bonuses, spending strategies, credit score impacts,…
Frequently Asked Questions
All the Hacks: Money, Points & Life has published 283 episodes since March 2021, covering topics in Business, Investing.
All the Hacks: Money, Points & Life is currently highly active with new episodes weekly. Average episode length is 1h 3m.
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