Episodes 8
Avg. Duration 12m
Activity Highly Active
Since Jul 2025
Latest Episode Feb 2026

Publishing Details

Schedule
Monthly
Format
Episodic
Consistency
4%
Hosting
feeds.buzzsprout.com

About This Podcast

Ever feel like you're behind on money, tech or life goals and wondering if it's too late to catch up?
Am I Too Late? is a podcast for late starters who want to build financial confidence and digital know-how without the jargon, shame or overwhelm.

Hosted by Naho, a former project manager, MBA graduate in Digital Business & Innovation and curious late bloomer, this short-form podcast breaks down the basics of  financial planning, investing and AI tools—one bite-sized episode at a time.

Whether you're 38, 48 or 58, it's not too late to learn something new, start fresh, or take control of your future.

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Recent Episodes

S1E8 8. ISAs - More Than Just A Savings Account

Feb 22, 2026 11m

ISAs Explained: Cash ISA vs Stocks & Shares ISA (UK Guide)What is an ISA — and is it really just a high-interest savings account?In this episode, I explain how ISAs work in the UK, the difference…

S1E7 7. Pensions (Part 3) Catch-Up & Clean-Up

Nov 11, 2025 12m

Pension Catch-Up & Clean-Up: Annual Allowance, Carry Forward, and Why Tax Relief Beats Tax on WithdrawalIf you’ve ever wondered how much you can really put into your pension, what happens when…

S1E6 6. Pensions (Part 2) The Best-Kept Secret

Oct 26, 2025 13m

Discover why pensions might just be the best-kept secret in personal finance — how tax relief, compound growth, and a few smart moves can quietly build your future, even if you’ve started late.In…

S1E5 5. Pensions (Part 1) The Basics

Oct 12, 2025 10m

In this episode, we go back to basics and demystify pensions — what they are, how they work, and why they matter more than most of us realise.If you’ve ever thought pensions were just something for…

S1E4 4. How Much Is Enough?

Aug 19, 2025 16m

Have you ever looked at your bank balance, savings, or pension and wondered, “Is this actually enough?”  You’re not alone – and in this episode, I share the moment I nearly fell off my chair after…

S1E3 3. Knowing Your Numbers (Part 2) Make It Make Sense

Aug 01, 2025 15m

In Part 1, we got clear on your five key numbers: income, expenses, pensions, savings, and debts. Now, it’s time to put them to work.In this episode, we look at what your numbers are actually telling…

S1E2 2. Knowing Your Numbers (Part 1) Where Do You Really Stand?

Jul 22, 2025 9m

Getting your money sorted starts with knowing where you actually stand. Not just your salary or bills — but the big picture.In this episode, I walk you through the five key numbers everyone should…

S1E1 1. So... Am I Too Late?

Jul 15, 2025 11m

You know that moment when you realise you probably should’ve started earlier... saving, investing, learning new tech, planning your future? Yeah, me too. In this very first episode, I introduce Am I…

Frequently Asked Questions

How many episodes does Am I Too Late? have?

Am I Too Late? has published 8 episodes since July 2025, covering topics in Business, Education.

Is Am I Too Late? still active?

Am I Too Late? is currently highly active with new episodes monthly. Average episode length is 12m.

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