Financially Free with LaToya & Tracy

LaToya D. Cheek

English Education How To Self-Improvement

Apple Podcasts Website RSS

Episodes 14

Avg. Duration 11m

Activity Dormant

Since Oct 2025

Latest Episode Dec 2025

Publishing Details

Schedule

Weekly

Format

Episodic

Consistency

74%

Hosting

rss.pdrl.fm

Contact & Outreach

About This Podcast

Take control of your money, master your credit, and build lasting wealth with smart budgeting and personal finance strategies. Welcome to Financially Free with LaToya & Tracy — the ultimate personal finance podcast for young adults and professionals ready to take control of their money, budget smarter, and build lasting financial freedom. Join LaToya and Tracy each week as they share practical money tips, budgeting strategies, and credit-building advice to help you manage your finances with confidence. Learn how to improve your credit score, pay off debt faster, save more money, and achieve long-term financial independence — all without feeling overwhelmed. In this podcast, you'll discover how to: Create and stick to a realistic budget that fits your lifestyle. Raise your credit score and use credit responsibly. Pay off debt quickly and reduce financial stress. Save money effectively — without giving up what you love. Build wealth and achieve true financial independence. Whether you're working on credit repair, getting out of debt, or ready to build wealth and financial confidence, Financially Free with LaToya & Tracy gives you the tools, motivation, and real-world strategies to transform your finances — one episode at a time. Subscribe now to start your journey to smarter budgeting, better credit, and lifelong financial freedom! This podcast is for educational purposes only and reflects the views of financial coaches—not licensed financial advisors. We don't offer investment, tax, or legal advice. Always consult a qualified professional before making financial decisions.

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Recent Episodes

S1E14 Life with Rashida: Growing While Uncomfortable & Season 1 Finale (Part 3)

Dec 31, 2025 21m

This is the final episode (Part 3) of our Life with Rashida series and the Season 1 finale of Financially Free with LaToya & Tracy. Join us for a powerful conclusion with Eshe Rashida, Founder of…

S1E13 Life with Rashida: Shopping, Negotiating & Starting a Business in Ghana (Part 2)

Dec 26, 2025 48m

Ready to dive deeper into the practical realities of living in Ghana? In Part 2 of our series, Eshe Rashida, Founder of Elly Mac Consultants and creator of "Life with Rashida," shares the day-to-day…

S1E12 Life with Rashida: Real Numbers on Housing, Healthcare & Cash-Based Living in Ghana (Part 1)

Dec 18, 2025 22m

Curious about the real cost of living in Ghana versus the United States? Join us for an eye-opening conversation with Eshe Rashida, the Founder of Elly Mac Consultants who lives in Ghana several…

S1E11 Journey to Better Credit - Step 5 (Final Step): Dispute Errors and Clean Up Your Credit Report Like a Pro

Dec 10, 2025 15m

In today's episode, we're diving into Step 5 (Final Step): Dispute Errors and Clean Up Your Credit Report Like a Pro Errors on your credit report could be costing you 50-100+ points. In fact, 1 in 5…

S1E10 My 86-Year-Old Grandmother, Mother of 10: How She Built Wealth on a Budget, Became a Homeowner & Still Feeds Her Community

Dec 05, 2025 9m

This isn't your typical financial advice episode. Meet the real expert: my 86-year-old grandmother. A mother of 10. A homeowner. A woman who still feeds half her neighborhood on a fixed income. She…

S1E9 Journey to Better Credit - Step 4: Lower Your Credit Utilization & Maximize Your Score

Dec 03, 2025 13m

In today's episode, we're diving into Step 4: Lower Your Credit Utilization & Maximize Your Score. This is the FASTEST way to boost your credit score — sometimes in as little as 30 DAYS! Credit…

S1E8 Journey to Better Credit - Step 3: Handle Charge-Offs & Rebuild Payment History

Nov 26, 2025 13m

In today's episode, we're diving into Step 3: Handle Charge-Offs & Rebuild Payment History. Here's what you'll learn in this episode: ✅ What a charge-off really is — and why the debt doesn't…

S1E7 Journey to Better Credit - Step 2: Identify What's Helping and Hurting Your Score — Then Handle Collections

Nov 19, 2025 7m

In today's episode, we're diving into Step 2: Identify What's Helping and Hurting Your Score — Then Handle Collections. Here's what you'll learn in this episode: ✅ How to analyze your credit reports…

S1E6 How to Pay Off Credit Card Debt Fast - Proven Strategies to Become Debt-Free

Nov 13, 2025 6m

Struggling with credit card debt? This episode breaks down step-by-step strategies to pay off your cards faster, lower interest rates, and build a debt-free future using proven methods like the Debt…

S1E5 Journey to Better Credit - Step 1: Pull Your Credit Reports, Credit Scores & Set Your SMART Goal

Nov 12, 2025 7m

In today's episode, we're starting your journey to better credit with Step 1: Pull Your Credit & Set Your SMART Goal. Here's what you'll learn in this episode: ✅ How to pull your free credit…

S1E4 The Power of Saying No: How Boundaries Protect Your Financial Future

Nov 06, 2025 8m

Saying no can be one of the most powerful steps toward financial freedom. In this episode, learn how to set healthy money boundaries, stop enabling family and friends, and protect your financial…

S1E3 One Paycheck Away: How to Build Financial Stability, Stop Living Paycheck to Paycheck, and Take Control of Your Money

Oct 30, 2025 6m

Most people are just one paycheck away from financial stress — but it doesn't have to stay that way. Learn how to stop living paycheck to paycheck, build financial stability, create a realistic…

S1E2 Balancing What's Due - Navigating Income Loss Without Losing Control.

Oct 23, 2025 8m

What to Do When Your Income Stops, Pauses, or Suddenly Drops! #PersonalFinance #FinancialFreedom #MoneyTips #Budgeting #CreditScore

S1E1 Is an 850 Credit Score Achievable?

Oct 16, 2025 7m

What Is a Credit Score? What an 850 Really Means, How It's Calculated, and Whether You Should Aim for It. #PersonalFinance #FinancialFreedom #MoneyTips #Budgeting #CreditScore

Frequently Asked Questions

How many episodes does Financially Free with LaToya & Tracy have?

Financially Free with LaToya & Tracy has published 14 episodes since October 2025, covering topics in Education, How To.

Is Financially Free with LaToya & Tracy still active?

Financially Free with LaToya & Tracy is currently dormant with new episodes weekly. Average episode length is 11m.

How do I contact Financially Free with LaToya & Tracy for sponsorship or guest appearances?

Sign up on Grep.FM to access contact details for Financially Free with LaToya & Tracy, including email and social media links.