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About This Podcast
Welcome to Fintech Layer Cake. A podcast where we slice big Financial Technology topics into bite-sized pieces for everybody to easily digest. Our goal is to make fintech a piece of cake for everyone. Fintech Layer Cake is powered by Lithic — the fastest and most flexible way to launch a card program.
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Recent Episodes
S4E8 Escheatment Primer + Innovation with Eisen CEO Allen Osgood
What if every dormant account in your fintech is a ticking compliance clock — and you didn't know the timer started three years ago?Host Reggie Young sits down with Allen Osgood, CEO and co-founder…
S4E7 Why Credit Cards Are Hard with Scott Bass from Ensemblex
What if the decision that kills your lending business is one you made six months ago — and you just don’t know it yet?Host Reggie Young sits down with Scott Bass, Managing Director at Ensemblex, the…
S4E6 The Future of Payments is Agentic and Tokenized, with Basis Theory CEO Colin Luce and CTO James Armstead
The payments industry spent years turning tokenization into a business tool for lock-in. So what does it mean that the same technology might now hold the key to making agentic payments actually…
S4E5 Building the Modern Tax Engine with Gavin Nachbar, Column Tax co-founder and Aiwyn CPO
If AI is about to transform tax filing, why do 55% of Americans still trust a human to do it for them?In this episode, host Reggie Young sits down with Gavin Nachbar, founder of Column Tax and Chief…
S4E4 Simon Taylor on Where Agentic Spend is Going
Will stablecoins replace cards — or is that narrative missing how payments actually work?In this episode, Reggie Young sits down with Simon Taylor, founder of Fintech Brainfood and Head of Market…
S4E3 A Primer on US Fintech Expansion with Klaros' Andy Kampf
What actually breaks when a fintech expands to the U.S. — product, licensing, hiring, or assumptions?In this episode, host Reggie Young sits down with Andy Kampf, Partner at Klaros Group and former…
S4E2 Middesk CEO Kyle Mack on AI, Good Data, and Business Onboarding in 2026
What happens when you try to build AI-driven fintech products on top of messy, incomplete, or unreliable data?In this episode of Fintech Layer Cake, host Reggie Young sits down with Kyle Mack, CEO of…
S4E1 Reducing Oversight Costs for Fintechs and Banks with Narrative CEO Gokul Dhingra
In this episode of FinTech Layer Cake, Reggie Young sits down with Gokul Dhingra, Co-Founder and CEO of Narrative, to unpack how AI is reshaping compliance, oversight, and growth in the fintech…
S3E18 2025 Cards Year in Review with Matthew Goldman
Why are crypto credit cards exploding — and what does the Coinbase x Amex partnership signal about where the card ecosystem is heading next?In this episode, host Reggie Young sits down with Matthew…
S3E17 Sarah Wilson, Circle's General Counsel, on the IPO Process, GENIUS Act, and More
In this episode of Fintech Layer Cake, host Reggie Young sits down with Sarah Wilson, General Counsel at Circle, to explore how Circle is shaping the global legal and regulatory frontier for…
S3E16 AI Adoption Survey and Fintech Trends with Jas Randhawa
In this episode of FinTech Layer Cake, host Reggie Young welcomes back Jas Randhawa, Founder and Managing Partner at Strategy Brix, for a candid look at how fintechs are really using AI in…
S3E15 MTLs and Money Transmission Primer with Evan Minsberg
In this episode of FinTech Layer Cake, host Reggie Young speaks with Evan Minsberg, Partner at Morrison Foerster, about the nuanced world of money transmission licenses (MTLs). Evan explains what…
S3E14 Imprint CTO Will Larson on Fintech Engineering Strategy
What does it take to run engineering at the heart of modern fintech? In this episode of Fintech Layer Cake, Imprint CTO Will Larson unpacks lessons from leading engineering teams at Stripe, Carta,…
S3E13 Fixing SMB Cash Flow with Ariel Blum, Founder of Receive
In this episode of FinTech Layer Cake, Reggie Young sits down with Ariel Blum, Founder of Receive, to unpack the challenges of small business cash flow and why “earned revenue access” could transform…
S3E12 The Future of Agentic Financial Crime Work with Greenlite Cofounder Will Lawrence
In this episode of Fintech Layer Cake, host Reggie Young sits down with Will Lawrence, Co-Founder and CEO of Greenlite AI, to explore how AI is transforming background checks and employment…
S3E11 Bank Data Crash Course with Lee Easton of iDENTIFY
In this episode of Fintech Layer Cake, host Reggie Young sits down with Lee Easton, founder and president of iDENTIFY, to unpack one of fintech’s least understood layers: bank transaction data. Lee…
S3E10 Taktile Cofounder Max Eber on LLMs and Risk Infrastructure
In this episode of Fintech Layer Cake, Reggie Young sits down with Max Eber, Co-Founder of Taktile, to explore how modern fintechs are rethinking risk infrastructure. Max shares insights from…
S3E9 Taktile’s Journey with CEO Maik Wehmeyer
In this episode of Fintech Layer Cake, host Reggie Young speaks with Maik Wehmeyer, co-founder and CEO of Taktile, an AI-powered risk decisioning platform redefining how fintechs, banks, and even…
S3E8 Vertical SaaS & Fintech Opportunities, Founder Lessons, and More with Matt Brown
In this episode of Fintech Layer Cake, host Reggie Young speaks with Matt Brown, early-stage investor at Matrix Partners and former product leader at Afterpay.Matt dives into the evolving landscape…
S3E7 New Fintech Bank Charter Opportunities with Michele Alt from Klaros Group
In this episode of FinTech Layer Cake, host Reggie Young speaks with Michele Alt, Co-Founder of Klaros Group, about new opportunities in fintech bank charters.They unpack the recent SmartBiz…
Frequently Asked Questions
Fintech Layer Cake has published 75 episodes since June 2022, covering topics in Technology.
Fintech Layer Cake is currently highly active with new episodes every 2 weeks. Average episode length is 39m.