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About This Podcast
Welcome to Fintech Layer Cake. A podcast where we slice big Financial Technology topics into bite-sized pieces for everybody to easily digest. Our goal is to make fintech a piece of cake for everyone. Fintech Layer Cake is powered by Lithic — the fastest and most flexible way to launch a card program.
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Recent Episodes
S4E2 Middesk CEO Kyle Mack on AI, Good Data, and Business Onboarding in 2026
What happens when you try to build AI-driven fintech products on top of messy, incomplete, or unreliable data?In this episode of Fintech Layer Cake, host Reggie Young sits down with Kyle Mack, CEO of…
S4E1 Reducing Oversight Costs for Fintechs and Banks with Narrative CEO Gokul Dhingra
In this episode of FinTech Layer Cake, Reggie Young sits down with Gokul Dhingra, Co-Founder and CEO of Narrative, to unpack how AI is reshaping compliance, oversight, and growth in the fintech…
S3E18 2025 Cards Year in Review with Matthew Goldman
Why are crypto credit cards exploding — and what does the Coinbase x Amex partnership signal about where the card ecosystem is heading next?In this episode, host Reggie Young sits down with Matthew…
S3E17 Sarah Wilson, Circle's General Counsel, on the IPO Process, GENIUS Act, and More
In this episode of Fintech Layer Cake, host Reggie Young sits down with Sarah Wilson, General Counsel at Circle, to explore how Circle is shaping the global legal and regulatory frontier for…
S3E16 AI Adoption Survey and Fintech Trends with Jas Randhawa
In this episode of FinTech Layer Cake, host Reggie Young welcomes back Jas Randhawa, Founder and Managing Partner at Strategy Brix, for a candid look at how fintechs are really using AI in…
S3E15 MTLs and Money Transmission Primer with Evan Minsberg
In this episode of FinTech Layer Cake, host Reggie Young speaks with Evan Minsberg, Partner at Morrison Foerster, about the nuanced world of money transmission licenses (MTLs). Evan explains what…
S3E14 Imprint CTO Will Larson on Fintech Engineering Strategy
What does it take to run engineering at the heart of modern fintech? In this episode of Fintech Layer Cake, Imprint CTO Will Larson unpacks lessons from leading engineering teams at Stripe, Carta,…
S3E13 Fixing SMB Cash Flow with Ariel Blum, Founder of Receive
In this episode of FinTech Layer Cake, Reggie Young sits down with Ariel Blum, Founder of Receive, to unpack the challenges of small business cash flow and why “earned revenue access” could transform…
S3E12 The Future of Agentic Financial Crime Work with Greenlite Cofounder Will Lawrence
In this episode of Fintech Layer Cake, host Reggie Young sits down with Will Lawrence, Co-Founder and CEO of Greenlite AI, to explore how AI is transforming background checks and employment…
S3E11 Bank Data Crash Course with Lee Easton of iDENTIFY
In this episode of Fintech Layer Cake, host Reggie Young sits down with Lee Easton, founder and president of iDENTIFY, to unpack one of fintech’s least understood layers: bank transaction data. Lee…
S3E10 Taktile Cofounder Max Eber on LLMs and Risk Infrastructure
In this episode of Fintech Layer Cake, Reggie Young sits down with Max Eber, Co-Founder of Taktile, to explore how modern fintechs are rethinking risk infrastructure. Max shares insights from…
S3E9 Taktile’s Journey with CEO Maik Wehmeyer
In this episode of Fintech Layer Cake, host Reggie Young speaks with Maik Wehmeyer, co-founder and CEO of Taktile, an AI-powered risk decisioning platform redefining how fintechs, banks, and even…
S3E8 Vertical SaaS & Fintech Opportunities, Founder Lessons, and More with Matt Brown
In this episode of Fintech Layer Cake, host Reggie Young speaks with Matt Brown, early-stage investor at Matrix Partners and former product leader at Afterpay.Matt dives into the evolving landscape…
S3E7 New Fintech Bank Charter Opportunities with Michele Alt from Klaros Group
In this episode of FinTech Layer Cake, host Reggie Young speaks with Michele Alt, Co-Founder of Klaros Group, about new opportunities in fintech bank charters.They unpack the recent SmartBiz…
S3E6 Simon Taylor on Agentic Payments and Opportunities
In this episode of FinTech Layer Cake, host Reggie Young welcomes back Simon Taylor—fintech thought leader, writer of Fintech Brainfood, and Head of Strategy & Content at Sardine.They explore the…
S3E5 Card Processor 101 with Braulio Lam from EQ Bank
In this episode of FinTech Layer Cake, Reggie and Ali are joined by Braulio Lam, Senior Director of Engineering at EQ Bank, to unpack the essential ingredients of selecting and integrating a card…
S3E4 Lessons from Loop, Canada’s #1 Business Banking Platform with Cato Pastoll and Nik Nampalli
In this episode of FinTech Layer Cake, host Reggie Young speaks with Cato Pastoll (Co-founder & CEO) and Nik Nampalli (Head of Strategic Projects) of Loop—Canada’s #1 business banking platform.…
S3E3 LoanPro’s Scott Johnson on launching credit cards, lessons from Galileo, and more
In this episode of Fintech Layer Cake, host Reggie Young sits down with Scott Johnson, President of the Card Division at LoanPro. Scott shares his deep expertise from over two decades in fintech,…
S3E2 FTA's Penny Lee on Federal Fintech Developments and Open Banking
In this episode of Fintech Layer Cake, host Reggie Young chats with Penny Lee, President and CEO of the Financial Technology Association (FTA). Penny shares insights on key federal fintech policy…
S3E1 Lead's Journey and Tips for Fintech with co-founder Erica Khalili
Fintech Layer Cake officially kicks off its third season as Reggie Young and Alli Nilsen dive into an insightful conversation with Erica Khalili, Chief Legal Risk Officer and Co-founder of Lead.…
Frequently Asked Questions
Fintech Layer Cake has published 69 episodes since June 2022, covering topics in Technology.
Fintech Layer Cake is currently highly active with new episodes every 2 weeks. Average episode length is 40m.
