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Recent Episodes
The SpaceX IPO Needs a Bright Red Hype Warning
As SpaceX hits the share market in one of the biggest IPOs ever, Frances Cook breaks down how IPOs actually work, why retail investors are getting an unusually large slice this time and whether that…
Can I Actually Count on NZ Super Being There For Me?
Retirement planning is stressful enough without governments constantly threatening to move the goalposts.Means testing, wealth taxes, a rising retirement age; how much of it is real, and how much can…
The Investing Trap That Even the Experts Fall Into (And How to Avoid It)
Most investing mistakes don't look like mistakes when you're making them.Chris Walsh from MoneyHub joins us to break down the most common investing traps New Zealanders fall into, and the simple…
HOLY SH*T WE WON
Best Business Podcast - NZ Radio & Podcast Awards 2026
You're On Your Own, Kid. Here's What That Means For Your Money
With the latest Budget signalling little relief for struggling Kiwis, Frances Cook joins the TVNZ Breakfast team to talk about what you can actually do to protect yourself financially when the…
Are Shoebox Apartments About To Take Over NZ?
Could the home of the future be the size of a carpark? The government is talking about scrapping minimum apartment size rules, and one Making Cents listener wants to know if that's a housing fix or a…
A Michelin-Trained Chef's Insider Secrets To Saving Money On Your Food
Adele Holland cooked for billionaires on private jets. Now she helps real people eat well for $50 a week, and she reckons the skills transfer better than you'd think.Adele is a Michelin-trained chef…
Are Small Homes A Bad Buy?
Apartments and townhouses are selling for less than people paid for them, and in record numbers. Frances Cook joins RNZ Nights to break down why smaller properties are taking a bigger hit than the…
The Money Timeline That Lets Normal People Build Wealth
If you've ever wondered why some people build real wealth on ordinary incomes, while others save for decades and still feel behind, this episode is the answer.Financial journalist Frances Cook breaks…
Why Overwhelmed Parents End Up Spending More Money, And How To Fix It
What if the chaos of parenthood is actually building your business brain?Renata Wiles was posting videos on the internet, with no business background, no tech background, and no real following.Now…
KiwiSaver Changes On The Cards Again - Are They Worth It?
Frances Cook joins the TVNZ Breakfast team to crunch the numbers on a proposed policy that would automatically enrol newborns into KiwiSaver with a $1,000 government contribution and what that could…
NZ's Hottest Jobs in 2026… And How to Get Paid More in Any of Them
One in four young people in NZ can't find work. But some jobs are up 200% year on year.The job market hasn't collapsed - it's split. And if you're on the wrong side of that split, waiting for things…
The Lazy Investor's Guide To Building Real Wealth
Most of us assume that getting ahead financially means working harder, watching the markets, and making smart moves. The data says that’s wrong.In this episode, Frances talks with Sean Freer,…
10 Pieces Of Advice I'd Give My 20-Year-Old Self
Frances Cook shares the ten money lessons she wishes she'd known at 20, including the mindset shifts, small habits, and easy wins that made the biggest difference to her financial life.Follow me…
Spending Money the Right Way (Most Kiwis Miss This)
It's one thing to build financial stability, it's another to actually let yourself enjoy it. In this Ask the Experts episode, Frances Cook is joined by Katie Wesney from Enable Me to unpack a problem…
Ali Mau: From TV Icon to Startup Founder at 60 (And How She Paid For It)
What does it actually cost to walk away from a successful career and build something that matters?Ali Mau is one of New Zealand's most recognised television faces, including Breakfast, Fair Go, Seven…
Why You Keep Buying Things You Don't Need Online
With six in ten Kiwis making impulse purchases from social media every month, Frances Cook joins the TVNZ Breakfast team to explain the manipulative tactics behind online shopping and how to take…
The 5 Levels of Financial Freedom: Which One Are You?
Financial freedom is a series of levels, and once you understand them, the whole thing stops feeling impossible and starts feeling like a plan.In this solo episode of Making Cents, Frances Cook…
The Emotion Sabotaging Your Money (A Psychologist Explains)
You know what you should be doing with your money. So why aren't you doing it?You know you should ask for the raise. Start investing. Stop spending on things you don't care about. And yet, somehow,…
War in Iran Is About To Hit Your Mortgage And Your Money - WEBINAR REPLAY
The war in Iran is already moving mortgage rates, and it's not done yet.Interest rates are moving, and this will change everything with your money. Beyond the mortgage, it’s also your savings, your…
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Making Cents has published 257 episodes since August 2024, covering topics in Business, Education.
Making Cents is currently highly active with new episodes every few days. Average episode length is 27m.
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