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About This Podcast
How do you build a business that truly supports your life?
I’m the Money First CEO. Over the past 5 years, I’ve grown a sustainable 6-figure business and built a 7-figure investment portfolio, not by working harder, but by managing money differently.
This podcast shares the real habits, honest lessons, and simple strategies that helped me and can help you build a business that puts profit and peace first.
If you’re ready to feel more confident with your cash and create long-term stability, you’re in the right place. New episodes every Monday.
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Recent Episodes
The Truth About Hiring a Professional Bookkeeper
Harman Johnston explains what working with a professional bookkeeper should actually feel like for Australian business owners, challenging the belief that bookkeeping is just data entry,…
How to Pay Yourself More Without Increasing Revenue
In this episode, Harman Johnston explains how established business owners can increase consistent owner’s pay without increasing revenue by changing from an operator mindset to a CEO mindset and…
What CEOs Get Wrong When They Do Their Own Bookkeeping
In this episode of 'Money First, CEO,' host Harman Johnston discusses the significant shift in a CEO's role as their business grows, specifically why continuing to handle your own bookkeeping can…
“Where’s My Profit?!” - Why Your Bank Balance Doesn’t Match Your P&L
In this episode of Money First, CEO, Harman Johnston delves into the common issue business owners face when their profit and loss statements don't align with their bank account balances. Harman…
How to Financially Prepare for Hiring, Without Stressing Your Bottom Line
In this episode of Money First, CEO, host Harman Johnston shares practical advice on financially preparing for hiring staff. Harman emphasises the importance of proactive planning and introduces a…
Annual Price Reviews – A CEO’s Non-Negotiable
In this episode of Money First, CEO, Harman Johnston discusses the importance of conducting annual price reviews. Harman guides service-based businesses, retail operators, and manufacturers on…
The Biggest Expense I Cut That Didn’t Hurt My Lifestyle
In this episode of Money First, CEO, Harman Johnston discusses a major expense she cut from her business: online courses that were never finished. Harman shares her struggle with 'course addiction'…
2026 Vision: What’s Next for Money First CEOs
In this episode of Money First, CEO, host Harman Johnston reflects on the lessons learned and milestones achieved in 2025, while outlining exciting plans for 2026. Harman shares the mission behind…
Rest, Reflect, Recharge: The CEO Reset You Can’t Afford to Skip
In this episode of Money First, CEO, host Harman Johnston discusses the critical importance of rest for business owners. Harman explains how intentional rest can be a powerful revenue strategy,…
Stop Doing It All: Skyrocket Profits with Smart Delegation
Welcome back to Money First, CEO, with your host Harman Johnston, who shares her journey from a one-person operation to a thriving business through smart money habits and systems. This episode…
Imagine One Fearless Quarter
Welcome to Money First, CEO, with Harman Johnston, an expert bookkeeper, profit-first professional, and business coach from Sydney, Australia. This episode focuses on envisioning a fearless business…
The 5 Types of Wealth – Redefining What It Means to Be Truly Wealthy
Unlocking the Five Types of Wealth: A Holistic Approach to Business SuccessIn this episode of Money First, CEO, host Harman Johnston introduces listeners to the five types of wealth, inspired by…
How to Make Profit a Habit – Mike Michalowicz on the Profit First Formula
This is a special episode as we welcome our first guest, Mike Michalowicz. Mike is the author of Profit First and a global expert on small business finance. His mission is to end entrepreneurial…
Say No, Win Big: Boost Profits with Boundaries
In this episode of Money First, CEO, Harman Johnston discusses the critical importance of setting boundaries in business. Harman shares a personal story about the costly mistake of saying yes to a…
Get Paid Faster: Transform Your Invoicing Process
In this episode, Harman discusses the challenges of dealing with late payments and how it affects cash flow and overall business health. She outlines practical steps to improve debtor follow-ups,…
Keep Customers Forever: Cash-Boosting Loyalty Secret
In this episode of Money First, CEO, Harman Johnston discusses how to keep customers forever with cash-boosting loyalty strategies. She shares her personal experience of losing a $10,000 client and…
Work Less, Earn More: The 80/20 Profit Hack
Mastering the 80/20 Profit Hack: Work Less, Earn More In this episode of 'Money First, CEO,' host Harman Johnston is focused on helping business owners leverage the 80/20 rule (Pareto Principle) to…
Hire Slow, Win Big: Building a Cash-Savvy Team
Hiring can make or break your business finances. In this episode of Money First CEO, I share how to build a cash-savvy team that helps you grow profits without draining your bank account. I talk…
Charge What You’re Worth: Unlock Bigger Profits with Value-Based Pricing
In this episode of Money First, CEO, Harman Johnston gets real about one of the biggest mindset shifts in business: charging what you’re truly worth. If you’ve ever hesitated to raise your rates or…
S1E22 The 3 Types of People in Business (and Which One You Should Be)
In this episode of Money First, CEO, Harman Johnston explores the powerful framework from Adam Grant’s Give and Take that categorises people into Givers, Takers, and Matchers. Learn how each type…
Frequently Asked Questions
Money First CEO has published 42 episodes since May 2025, covering topics in Business, Entrepreneurship.
Money First CEO is currently highly active with new episodes weekly. Average episode length is 8m.
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