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About This Podcast
Propagate Fintech is a podcast exploring how financial services actually evolve.
Hosted by Roland Howard, the show features in-depth conversations with fintech founders, bank and credit union leaders, operators, and industry voices shaping lending, deposits, payments, account origination, and go-to-market strategy.
Each episode cuts through hype to focus on real-world execution: how products get adopted, why institutions struggle to modernize, where growth stalls, and what works when fintechs and regulated financial institutions intersect.
The podcast is produced by Propagate Fintech, an end-to-end marketing and PR agency serving the banking and fintech industry. Propagate partners with fintechs, banks, and credit unions to clarify positioning, build credibility, and drive growth through brand strategy, content, PR, and go-to-market execution.
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Recent Episodes
Are Community Banks Too Late to the BNPL Party? A fintech marketing conversation with Jazzy Zhu, SVP of Marketing at Equipifi
Send us Fan MailEPISODE OVERVIEWRoland sits down with Jazzy Zhu, CMO of Equipifi, to dig into why community banks and credit unions are still leaving BNPL on the table, how Equipifi is helping them…
The $124 Trillion Wealth Transfer Banks Aren't Ready For
Send us Fan MailThe $124 Trillion Opportunity Banks Are Sleeping On$124 trillion is transferring from Baby Boomers to the next generation by 2048. And most banks and credit unions have no seat at…
The silent executive problem: how fintech brands are losing trust before the first sales call
Send us Fan MailMost fintech brands are pouring budget into pipeline — but their executives are completely absent from the places buyers are actually paying attention. Roland breaks down why…
Fintech PR Demystified: Costs, Relationships, and the AI Trap
Send us Fan MailPR is one of the most misunderstood and most expensive lines on a fintech marketing budget. In this episode of the Propagate Fintech Podcast, host Roland Howard pulls back the curtain…
Elizabeth Warren Is Watching MrBeast's Step Acquisition | Cornerstone's Elizabeth Gujral
Send us Fan MailMrBeast just acquired Step. Cash App is going after 6-year-olds. The creator economy is colliding with regulated banking — and Senator Elizabeth Warren is putting the whole space on…
How Community Banks Can Beat Big Banks Right Now
Send us Fan MailChristian Ruppe joins the show to break down his transition from community banking into his new role as Partner and Chief Strategy Officer at ImpactFi Advisors.We cover where banks…
The Marketing Play That Got Millions to Finally Write a Will
Send us Fan MailWhy Humor Is the Secret Weapon in Fintech Marketing...What if the most effective way to get people to do the thing they have been avoiding is to make them laugh first?In this episode,…
Cringe Valley to Growth Engine: The Power of Video Content
Send us Fan MailWhy Fintech Leaders Need to Start Creating Video Content NOWIn a world dominated by short-form video, fintech leaders can’t afford to sit on the sidelines. This video breaks down why…
What If a Digital Bank Actually Felt Like Your Local Bank?
Send us Fan MailEpisode OverviewIn this episode, Roland Howard sits down with John Kingma of Old Glory Bank to explore what it takes to build a digital-first bank in a rapidly consolidating financial…
40% of Americans Can’t Cover a $400 Emergency. Here’s a Better Solution
Send us Fan MailNearly 40% of Americans can’t cover a $400 emergency expense. That statistic alone explains why financial stress has become one of the biggest hidden issues in the workforce today.In…
Why Most Digital Transformation in Banking Fails | ICBA’s Justin Dunmyer
Send us Fan MailWhat actually drives digital transformation in banking?In this episode of the Propagate Fintech Podcast, Roland Howard sits down with Justin Dunmyer of ICBA to unpack what community…
How TruStage’s Discovery Fund Backs Underrepresented Founders in Fintech
Send us Fan MailIn this episode of the Propagate Fintech Podcast, Roland Howard sits down with Elizabeth McCluskey to unpack her journey from investment banking and wealth management to impact…
Mr. Beast kicks in the door of banking world with Fintech purchase of STEP
Send us Fan MailMrBeast is putting on a clinic that should be studied in graduate school by entering the fintech world with the purchase of Gen Z platform, STEP. In this episode of the Propagate…
AI Isn’t the Strategy. Actionable Data Is with Vertice AI's Tyler Brantley
Send us Fan Mail00:00 Integration Challenges in Financial Services01:02 Understanding AI in the Financial Sector03:55 Generative AI and Its Impact on Banking10:44 Navigating the Fintech…
What Happens When Credit Scores Meet Cashflow? American Banker’s Melinda Huspen Breaks It Down
Send us Fan MailEpisode SummaryIn this conversation, Melinda Huspen discusses her journey into journalism, her insights on Experian's new credit scoring model, and the implications of open banking on…
Banks Keep Losing Customers They Just Acquired w/Har Rai Khalsa
Send us Fan MailIn this episode, Roland Howard sits down with Har Rai Khalsa, Co-Founder of SwayStack, to unpack one of the most expensive and overlooked problems in banking today: inactive and…
Why Lending Still Feels So Clunky W/Glenn Bolstad of Vikar
Send us Fan MailIn this episode, I sit down with Glenn Bolstad, President of Vikar Technologies, to unpack what modern bank lending should look like—and why so many digital transformation efforts…
S1 Are You Ready For a Core Replacement? w/Zack Forbes
Send us Fan MailIn this episode of the Propagate Fintech Podcast, Roland Howard sits down with Zack Forbes, Founder of ImpactFi Advisors, to unpack what really happens behind the scenes of bank…
Frequently Asked Questions
Propagate Fintech Podcast has published 18 episodes since February 2026, covering topics in Business, Marketing.
Propagate Fintech Podcast is currently highly active with new episodes every 2 weeks. Average episode length is 29m.
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