Retirement Made Simple

Retirement Made Simple

Kevin Lum, CFP®

Episodes 34
Avg. Duration 15m
Activity Declining
Since Feb 2022
Latest Episode Apr 2026

Publishing Details

Schedule
Weekly
Format
Episodic
Consistency
42%
Hosting
anchor.fm

Contact & Outreach

About This Podcast

Retirement Made Simple is a retirement podcast for frugal savers who've done the hard work — and now want permission to actually enjoy it. Host Kevin Lum, CFP®, cuts through the noise of the financial world to give you straight answers on the stuff that actually matters: when you can really retire, how to draw down your portfolio without running out (or leaving too much on the table), Social Security timing, Roth conversions, IRMAA, tax-smart withdrawals, and the dozens of decisions no one prepared you for. No jargon. No fear-mongering. No products to sell you.

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Recent Episodes

Why Smart Retirees Still Run Out of Money (It's Not What You Think)

Apr 10, 2026 22m

Most people think they'll run out of money in retirement because they didn't save enough. The research says otherwise. In this video, I break down the 5 hidden factors that actually determine whether…

The Coming Market Crash and Why I'm Not Worried

Apr 04, 2026 13m

Since 1928, the market has returned over 10% annually — but the average investor only earns about 5%. In this video, I break down the data on market crashes, intra-year drawdowns, and why we're…

Five Simple Ways to Increase Social Security

Mar 21, 2026 25m

✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessmentMost people glance at their Social Security statement, assume the number is fixed, and move on. It's not.In this…

Are You in the Top Tier of Retirees? (9 Ways to Tell)

Mar 14, 2026 18m

Most people who are well-prepared for retirement have convinced themselves they're behind. In this video, I walk through 9 signs you're actually doing better than most American retirees — even if it…

How to "Stupid-Proof" Your Retirement Before It's Too Late

Mar 07, 2026 21m

Kevin explains research showing financial decision-making peaks around age 53, financial literacy declines about 2% per year after 60, and confidence often doesn’t decline—creating risk in retirement…

The Hidden $1M Most Retirees Forget to Count

Feb 28, 2026 9m

Most people calculate their net worth by adding up their 401(k), IRA, and home equity, then subtracting debt. But that number is incomplete — and it might be causing you to spend less, worry more,…

Six Levels of Retirement Wealth -- How to Plan

Feb 21, 2026 19m

Someone with $250,000 and someone with $5 million are both watching this video — but their biggest financial risks couldn't be more different. In this video, I break down the 6 levels of retirement…

Your Financial Advisor Could Be Quietly Sabotaging Your Retirement

Feb 14, 2026 22m

In today's episode, Kevin explains why some financial advisors may not tell the full story and shares five signals it may be time to leave: (1) they lead with selling products instead of building a…

The Silent Retirement Crisis

Feb 07, 2026 14m

In this episode, Kevin discusses a new type of retirement crisis where despite having sufficient funds and a well-laid financial plan, retirees find themselves feeling worthless and undervalued. He…

These 5 Types of Retirees are Richer Than They Think

Jan 31, 2026 13m

Many believe you need millions to retire comfortably, but in this episode, Kevin explains why many retirees are actually better off than they think. Breaking down five key traits of successful…

10 Unsexy Habits That Lead to a Great Retirement

Jan 25, 2026 22m

In this video, Kevin shares the top 10 habits that make retirees successful and worry-free. Kevin discusses three key habits for building wealth: living below your means, automating savings, and…

7 Signs You're Done Working (Even If You Haven't Admitted It Yet)

Dec 13, 2025 12m

In this video, Kevin highlights the subtle signals that may indicate it's time to retire, inspired by an insightful article from the Wall Street Journal. Kevin discusses the epiphanies and signs,…

Is Social Security Going Broke?

May 30, 2024 13m

In this video, we delve into a recent alarming headline from the Washington Post about the grim financial outlook for Social Security and Medicare. The report from the Social Security and Medicare…

Part-Time Work in Retirement? 8 Essential Things to Consider

May 19, 2024 20m

Thinking about working part-time in retirement? You're not alone! Many retirees choose to keep working for extra income, social connection, or to stay mentally sharp. But a part-time job in…

5 BIG Purchases Retirees (Almost) Always Regret!

Oct 01, 2023 13m

✅ *FREE RETIREMENT ASSESSMENT* ✅ In today's video, we are going to discuss the "5 BIG Purchases Retirees (Almost) Always Regret!" 🛑 Financial mistakes can cause significant stress and…

Unlocking Tax-Free Retirement Income

Sep 08, 2023 10m

In this episode, we explore five sources of tax-free retirement income. Understanding these sources can be crucial for minimizing your tax burden during retirement.  In this episode, we'll break…

Should You Claim Social Security Early and Invest? 🤔💰

Aug 25, 2023 12m

Deciding when to claim Social Security benefits is a decision that affects millions of retirees. In this episode, we delve deep into a popular question: should you claim Social Security early and…

1 Million Dollars in Tax-Free Retirement Income

Aug 18, 2023 9m

Are you looking for a smart and tax-efficient strategy to boost your retirement income? In today's video, we delve into the powerful concept of utilizing a taxable brokerage account to maximize your…

Social Security Benefits While Working (Updated for 2023)

Aug 12, 2023 10m

In this episode, we explore the complexities of earning an income and receiving social security benefits. Key points covered in this episode: -Case Study: A real-life scenario where a prospect's…

Increase Retirement Income Using Little Known Tax Loophole (QLAC)

Aug 07, 2023 16m

Today we are diving deep into one of the most pressing issues concerning retirees: managing taxes and controlling income in retirement. Especially, when those RMDs can cause a significant portion…

Frequently Asked Questions

How many episodes does Retirement Made Simple have?

Retirement Made Simple has published 34 episodes since February 2022, covering topics in Business, Investing.

Is Retirement Made Simple still active?

Retirement Made Simple is currently declining with new episodes weekly. Average episode length is 15m.

How do I contact Retirement Made Simple for sponsorship or guest appearances?

Sign up on Grep.FM to access contact details for Retirement Made Simple, including email and social media links.

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