See The Forest Through the Trees

See The Forest Through the Trees

Celestial Wealth Mgmt

Episodes 67
Avg. Duration 12m
Activity Highly Active
Since Jan 2025
Latest Episode Apr 2026

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Publishing Details

Schedule
Weekly
Format
Episodic
Consistency
27%
Hosting
feed.podbean.com

About This Podcast

Providing the pros and cons of various financial planning and investment strategies to help you optimize your net worth creation. You can watch the full videos on YouTube @seetheforestthroughthetrees. Colin Exelby, CFP® owns Celestial Wealth Management, a virtual financial advisory firm, and has over 23 years of experience providing custom financial planning and investment management to his clients. He brings a wealth of knowledge AND real-world experience to the channel. Make sure to subscribe to see the newest episodes first.

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Recent Episodes

Vanguard Says You’re Probably Investing Too Aggressively

Apr 23, 2026 18m Transcript

If you’ve been following the traditional 60/40 portfolio… this may surprise you. Recently, Vanguard released guidance suggesting that many investors—especially those nearing retirement—may…

The RMD Tax Trap: Why Your Taxes May Go UP in Retirement

Apr 15, 2026 11m

Most retirees spend decades doing everything right — saving, investing, and building a large retirement portfolio. But what many don’t realize is that success inside tax-deferred accounts can…

The REAL Reason Boomers Are Retiring BROKE

Apr 09, 2026 12m

Baby Boomers are reaching retirement age… and millions of them are struggling financially. Not because they didn’t work hard. Not because they didn’t try to save. In this video, Colin Exelby,…

5 Things People Regret at the End of Retirement

Apr 01, 2026 8m

Many people think the biggest mistakes in retirement are financial. They’re not. Many people assume the biggest risks in retirement are financial — running out of money, poor investment returns, or…

The Roth Conversion Window Most Retirees Miss

Mar 13, 2026 15m Transcript

Many retirees believe Roth conversions are simply about whether they are “good or bad.” But the real question is, when a Roth conversion actually makes sense? For many households, there is a…

5 Smart Reasons to Take Social Security at 62

Mar 09, 2026 13m Transcript

If you're trying to decide when to take Social Security, you’ve probably heard that claiming benefits at age 62 is a mistake. The logic seems simple: if you delay your benefit, you receive a larger…

The Retirement Decision Nobody Talks About — Until It’s Too Late

Mar 02, 2026 12m

Many retirees eventually face the aging-in-place decision in retirement planning — whether the home they raised their family in still fits their retirement life. In this video I walk through a…

The Social Security Decision Married Couples Get Wrong

Feb 19, 2026 13m

If one spouse has a much higher Social Security benefit, claiming age can permanently affect the surviving spouse’s retirement income. Many married couples approach Social Security claiming as a…

Almost Everyone Makes This Roth IRA Mistake

Feb 16, 2026 14m Transcript

If you already have a Roth IRA, certain common behaviors — especially early withdrawals of contributions — can permanently reduce future tax-free retirement income. In this video I explain how…

7 Traps Investors Worry About That Don’t Actually Matter

Feb 12, 2026 11m Transcript

Also called: Selective Indifference in Investing. In this video, CFP® professional Colin Exelby explains the concept of “selective indifference” in investing — the practice of intentionally ignoring…

6 Purchases Retirees Often Regret — But Not Right Away

Jan 29, 2026 8m

Most retirement plans don’t fail because of bad investing or market crashes — they fail quietly through everyday spending decisions that feel earned at the time. In this video, we break down six big…

The Government Wants to Stop Wall Street from Buying Homes: Here’s What Happens Next

Jan 15, 2026 6m Transcript

Buying a home has never felt harder — and it’s not just because of interest rates. A new proposal aims to limit large institutional investors from buying single-family homes, raising significant…

Are 401(k) Loans Really a Terrible Idea?

Jan 15, 2026 10m

401(k) loans are often misunderstood — this video explains when they can help and when they absolutely shouldn’t be used. With credit card rates soaring and emergencies hitting harder than ever, a…

How to Pay $0 Taxes on a $100k Retirement Income (Easier Than You Think)

Jan 13, 2026 9m

Can retirees really generate $100,000 of income and pay $0 in federal taxes? In this video, I walk through a real retirement example showing how Social Security, dividends, IRA withdrawals,…

Personal Finance Without the Noise, Fear, or Hype

Dec 18, 2025 4m

This channel focuses on personal finance strategy across every stage of life with a deeper emphasis on the decisions that matter most as retirement approaches. Personal finance changes as you move…

Retiring at 62: Smart Move or Costly Mistake?

Dec 16, 2025 9m

Retiring at 62 can either be the best decision you ever make — or a costly mistake that quietly drains your income for decades. In this video, I break down the hidden costs and surprising benefits…

Why the Roth Is the Most Powerful Tool for Tax-Free Retirement Income

Dec 16, 2025 6m

One of the biggest mistakes in retirement planning isn’t how you invest — it’s when and where your money gets taxed. In this video, I break down why the Roth isn’t just an account, but a powerful…

What to Do With Your 401(k) at Retirement — 3 Options Explained

Dec 12, 2025 5m

What to do with your 401(k) when you retire? This is one of the biggest (and most stressful) financial decisions retirees face, and the wrong move can trigger massive taxes or cost you long-term…

Stop Wasting Thousands in Retirement — The Real Money Leak No One Talks About

Dec 10, 2025 8m

What expenses to cut in retirement? Most retirees worry about running out of money. In this video, I break down the hidden costs draining thousands from retirees every year, the fastest 5-minute fix…

Avoid the Retirement Tax Trap: Find Your Ideal IRA & 401(k) Balance (2026)

Dec 05, 2025 13m Transcript

Most people don’t realize there’s an ideal amount to keep in pre-tax retirement accounts—and going above or below it can dramatically increase your lifetime tax bill. In this video, I show couples…

Frequently Asked Questions

How many episodes does See The Forest Through the Trees have?

See The Forest Through the Trees has published 67 episodes since January 2025, covering topics in Business, Education.

Is See The Forest Through the Trees still active?

See The Forest Through the Trees is currently highly active with new episodes weekly. Average episode length is 12m.

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