Women's Money Wisdom
Melissa Joy, CFP®
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About This Podcast
You’re working hard, caring for everyone else, and managing a thousand details a day - but when was the last time you focused on your finances?
As a woman, you might carry the emotional and logistical weight of caregiving, parenting, career-building, and household management. It’s no wonder financial planning tends to fall to the bottom of your list -yet it’s one of the most important tools you have for protecting your future, your family, and your peace of mind.
Women’s Money Wisdom is here to change that.
Hosted by Melissa Joy, CFP®, founder of Pearl Planning in Dexter, Michigan, this weekly podcast is your space for practical insights and relatable advice to help you take control of your financial life. From investing and retirement to navigating life transitions and shifting your money mindset, you'll gain the clarity and confidence you need to make empowered decisions.
Maybe you’re preparing for retirement, juggling the needs of both kids and aging parents, or growing a business you’ve built from the ground up. You want to build wealth in a way that reflects your values. You want guidance that honors your full life, not just your portfolio. And most of all, you want a trusted partner who sees the whole picture, not just the numbers.
If you’re ready to stop putting yourself last - at least financially -this podcast is your starting point.
Subscribe to Women’s Money Wisdom and make your financial future a priority.
The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https://pearlplanning.com/
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Recent Episodes
Episode 327: Prenups as a Partnership: Approaching a Prenuptial Agreement as a Team with Kaylin Dillon, CFP®
Almost everyone has heard of a prenup, but very few of us have actually sat down and thought one through in practical terms. In this episode, Melissa Joy, CFP®, opens up a candid, surprisingly…
Episode 326: The Ambition Penalty: Why Women Are Pushed Down for Getting Ahead with Stefanie O’Connell
Women are told to lean in, negotiate, and step up. And many do. But new research reveals that doing all the right things still isn’t enough — and may actually work against them. On this episode of…
Episode 325: From Passion to Pickleball Pioneer: Building a Second Act Business with Christy Howden
What does it look like to turn a hobby into a thriving business — with no roadmap, no industry model to follow, and a drafty warehouse as your starting point? Melissa Joy, CFP®, sits down with…
Episode 324: History, Risk, and the Long Game: Investing Lessons That Never Go Out of Style with Ben Carlson
The financial news cycle moves fast, but the fundamentals of investing have not changed. Melissa Joy, CFP® sits down with Ben Carlson, Director of Institutional Asset Management at Ritholtz Wealth…
Episode 323: Planning for Child Free People: Estate, Legacy, and Financial Strategies with Maddy Roche
Nearly a quarter of Americans have no traditional next of kin, yet the financial planning industry has long operated as if everyone will eventually have children. Melissa Joy, CFP® sits down with…
Episode 322: The Truth About "Trump Accounts" and the Smarter Ways to Save for College with Ann Garcia, CFP®
A new type of savings account has entered the conversation, and if you have young children, you need to know about it. Melissa Joy, CFP® sits down with Ann Garcia, CFP®, returning guest, college…
Episode 321: Retire Early: What Women Need to Know About Leaving Work on Your Own Terms with Bridget Grimes
What would it look like to stop working at 50? Or to step away from a high-powered career and spend your time doing something that lights you up instead? For many women, this is not just a dream.…
Episode 320: Beyond the Documents: Estate Planning, Family Communication, and Legacy with Nicole Adkison
Most people know they need an estate plan. Far fewer actually have one, and even fewer have had the conversations with their families that make that plan meaningful. Melissa Joy, CFP® sits down with…
Episode 319: The Financial side of Getting Hurt: Insurance, Disability and Personal Injury Law with Megan Burns
No one expects to get in an accident. But when you do, and when injuries are involved, navigating the insurance system and legal landscape can feel overwhelming. Melissa Joy, CFP® sits down with…
S1E318 Episode 318: Your Perfect Portfolio: How to Find, Build, and Stick to an Investment Strategy That Works for You with Cullen Roche
Most people think investing means picking the right stocks and getting rich. But according to Cullen Roche, founder and CIO of Discipline Funds and author of Your Perfect Portfolio, that mindset is…
S1E317 Episode 317: Your Retirement Sketchbook: How to Envision, Plan, and Live Your Best Retirement with Jamie Hopkins and Bonnie Treichel
Retirement is one of the most talked about financial milestones, but the concept of retirement itself, what it looks like, how it feels, and how to actually envision it, often goes unexplored.…
S1E316 Episode 316: Money Talks: Teaching Kids Financial Literacy at Every Age with Charlotte Geletka, CFP®
Teaching kids about money is one of the most important things we can do as parents, but it's also one of the most overlooked. Melissa Joy, CFP® sits down with returning guest Charlotte Geletka, CFP®…
S1E315 Episode 315: The Family Meeting That Changed Everything: Planning with Purpose at End of Life with Shelby Nicholl
What does it look like when financial planning meets love, courage, and intentional family leadership? Melissa Joy, CFP® sits down with Shelby Nicholl, founder of Muriel Consulting, to share the…
S1E314 Episode 314: From Financial Anxiety to Confidence: A Human-Centered Approach to Money Conversations with Josie Ann Lee
Money isn’t just math. It’s emotion, identity, and sometimes a whole lot of anxiety, even for people who are objectively doing “fine” financially. Melissa Joy, CFP® sits down with speaker, author,…
S1E313 Episode 313: Medicare in 2026: What to Know Before You Turn 65 with Cameron Giardini
Medicare is a cornerstone of most retirement plans, but it’s also a brand-new system for people who’ve spent decades on employer coverage. Melissa Joy, CFP® sits down with Cameron Giardini of to…
S1E312 Episode 312: Building Financial Fluency and Asking Better Money Questions with Tony Steuer
Financial confidence doesn’t come from knowing everything. It comes from knowing what questions to ask.In this episode, Melissa Joy, CFP®, is joined by Tony Steuer, a longtime personal finance…
S1E311 Episode 311: AI and Investing: Surviving the AI CapEx Boom with Kai Wu
What happens when a world-changing technology attracts trillions of dollars in investment and how do you avoid being on the wrong side of the boom?On this episode of the Women's Money Wisdom podcast,…
Episode 310: Six Habits of Financially Secure Women with Michelle Taylor
On this episode of the Women's Money Wisdom podcast, Melissa Joy is joined by Michelle Taylor, founder of Women in Wealth, for a practical, honest conversation about what actually creates long-term…
S1E309 Episode 309: Listening to the Whispers: Redefining Success, Security, and Midlife Transitions with Regina Sih-Meynier
What happens when you do everything “right” and still feel unfulfilled?Melissa Joy, CFP®, sits down with Regina Sih-Meynier, PharmD, a former clinical and pharmaceutical industry leader who followed…
S1E308 Episode 308: Nailing Your 2026 Retirement Benefits: The New Rules, Higher Limits, and the "Power Couple" Strategy
Employer retirement plans can be one of the most powerful wealth-building tools available, yet they are also among the most confusing. In this episode of the Women's Money Wisdom podcast, Melissa…
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Women's Money Wisdom has published 324 episodes since February 2020, covering topics in Business, Education.
Women's Money Wisdom is currently highly active with new episodes weekly. Average episode length is 25m.
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