Your Bread and Butter™

Your Bread and Butter™

Private Financial Design, LLC

Episodes 55
Avg. Duration 29m
Activity Declining
Since Mar 2024
Latest Episode Feb 2026

Publishing Details

Schedule
Weekly
Format
Episodic
Consistency
56%
Hosting
anchor.fm

Contact & Outreach

About This Podcast

Your Bread & Butter™ with Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP® delivers practical, easy-to-understand guidance on investing, retirement, taxes, and everyday money decisions. We break down markets, financial planning strategies, and timely topics so you can feel more confident in your financial life. Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

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Recent Episodes

Ep. 57 - How Do You Get Paid in Retirement?

Feb 19, 2026 23m

You’ve saved for retirement. You’ve invested carefully. But now comes the most important question:How do you actually get paid in retirement?In this episode, we break down how retirement income…

Ep. 56 - 10 Money Myths Even Bigfoot Doesn't Believe!

Feb 19, 2026 37m

Are you making financial decisions based on myths that just sound true? 👀In this episode of Your Bread & Butter™, Andrew and Ryan break down 10 of the biggest money myths—even Bigfoot doesn’t…

Ep. 55 - Retire-in-Mint Condition Part 2

Jan 29, 2026 29m

Retirement isn’t just about reaching a certain age — it’s about having the means and the plan to retire with confidence.In Part 2 of our Retire-In-Mint Condition series on Your Bread & Butter™,…

Ep. 54 - Retire-in-Mint Condition Part 1

Jan 28, 2026 25m

What will retirement really look like for you?In this episode of Your Bread & Butter™, we introduce the idea of the “Someday Window”—a simple way to uncover what your retirement lifestyle may…

Ep. 53 - Made in America: Reindustrialization & Investment Trends

Jan 21, 2026 25m

Is “Made in America” making a real comeback—or is it more policy than practice?In this episode of Your Bread & Butter™, Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP® break down the modern…

Ep. 52 - Legal Documents Aren't Just for Dead People

Jan 14, 2026 28m

⚖️Estate planning isn’t just about what happens after you die—it’s about protecting yourself and your loved ones while you’re alive.In this episode of Your Bread & Butter™, Andrew R. Beaudry,…

Ep. 51 - Mining for Meaning - Digging into Crypto's Role in Your Portfolio

Jan 07, 2026 30m

Bitcoin used to feel like a novelty. Now, it’s part of many serious investment discussions — and it raises big questions for everyday investors: Is crypto an investment… a gamble… or something in…

Ep. 50 - Have a Ho, Ho, Ho — Not a No, No, No — Christmas!

Dec 18, 2025 30m

The holidays are meant to be joyful—but for many people, they also bring financial stress, overspending, and regret. In this episode of Your Bread & Butter, Andrew R. Beaudry, CFP® and Ryan T.…

Ep. 49 - Trim Your Expenses Like You Cut Your Hair- Regularly!

Dec 10, 2025 38m

In Episode 49, we’re diving into a topic everyone can benefit from: how to lower your expenses intentionally, consistently, and without feeling deprived.Just like a good haircut, trimming your…

Ep. 47 - What Do You Look for When Hiring a Financial Advisor?

Nov 26, 2025 29m

Hiring a financial advisor is one of the most important decisions you can make for your long-term financial success — but how do you know what to look for?In Episode 47 of the Your Bread & Butter…

Ep. 46 - Value of a Financial Advisor: Cinderella Pumpkin or Parachute?

Nov 19, 2025 27m

When the clock strikes midnight on your financial plan… will your wealth carriage turn into a pumpkin, or will your advisor hand you a parachute?Andrew Beaudry, CFP® and Ryan Cummings, CFP® break…

Ep. 45 - Drive for Success – Best Way to Get a Car

Nov 12, 2025 29m

Buying a car is one of the biggest financial decisions you’ll make — and with the right strategy, it can set you up for success rather than stress. In this episode of Your Bread & Butter, Andrew…

Ep. 44 - Improve Your Credit Score and Your Life

Nov 05, 2025 33m

Imagine this: you open your mailbox to a stack of bills and credit card statements — and your heart sinks. You’re not alone. Millions of Americans are feeling crushed under credit card debt and…

Ep. 43 - Year End Tax Planning - Part 2

Nov 03, 2025 19m

In this episode of Your Bread & Butter Podcast, Andrew R. Beaudry, CFP®, and Ryan T. Cummings, CFP® break down essential year-end tax planning strategies for business owners. Discover how to make…

Ep. 42 - Year End Tax Planning - Part 1

Oct 22, 2025 31m

As 2025 year-end approaches, new tax rules are reshaping how individuals and families plan for year-end. In this episode, we unpack what’s changing — and how to make the most of it before December…

Ep. 41 - Wait… They Want to Spend What on What?! (U.S. Budget & Fiscal Policy Part Two)

Oct 15, 2025 34m

In this episode, we dive into the latest fiscal priorities shaping America’s future. From proposed $163 billion in cuts to non-defense programs to major increases in defense and homeland security…

Ep. 40 - Your Tax Dollars Spent: From Uncle Sam’s Wallet (U.S. Budget & Fiscal Policy Part One)

Oct 08, 2025 23m

Ever wonder where your tax dollars actually go once they leave your paycheck? In Episode 40 of Your Bread & Butter, Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP® break down how the U.S.…

Ep. 39 - Moneywise Investment Solutions

Oct 02, 2025 32m

In this episode, we dive into practical strategies to stay ahead in today’s changing economic landscape. With inflation pressures, labor shortages, and shifting market conditions, it’s never been…

Ep. 38 - Federal Reserve: What, Why, Who, & Where

Sep 22, 2025 29m

In this episode of Your Bread & Butter, advisors Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP® break down the origins, history, and role of the U.S. Federal Reserve, and connect it to…

Ep. 37 - Career Choices - Being an Entrepreneur

Sep 22, 2025 39m

Ever dreamed of starting your own business? 🚀 In this episode, Andrew Beaudry, CFP® and Ryan Cummings, CFP® dive into the realities of entrepreneurship—the passion, risks, rewards, and what it truly…

Frequently Asked Questions

How many episodes does Your Bread and Butter™ have?

Your Bread and Butter™ has published 55 episodes since March 2024, covering topics in Business, Investing.

Is Your Bread and Butter™ still active?

Your Bread and Butter™ is currently declining with new episodes weekly. Average episode length is 29m.

How do I contact Your Bread and Butter™ for sponsorship or guest appearances?

Sign up on Grep.FM to access contact details for Your Bread and Butter™, including email and social media links.

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