Episodes 574
Avg. Duration 43m
Activity Highly Active
Apple Rating 4.6 (793)
Since Feb 2016
Latest Episode Apr 2026

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Schedule
Weekly
Format
Episodic
Consistency
100%
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rss.libsyn.com

About This Podcast

Making fun of finance. A US News & World Report "Top 9 Personal Finance Podcast" (2025) and "Top 12 Retirement Podcast" (2023). One of the "10 Best Personal Finance YouTube Channels" (CardRates, 2023). "Best Retirement Podcast With Humor" (FIPhysician, 2020-2024). Learn strategies that can help you retire successfully. Financial advisor Joe Anderson, CFP® and certified public accountant Big Al Clopine, CPA answer your money questions and spitball on your 401k, IRA, Roth conversions and backdoor Roth IRA, how to pay less taxes, asset allocation, stocks and bonds, real estate, and other investments, Social Security benefits, capital gains tax, 1031 exchange, early retirement, expenses and withdrawals, and more money and wealth management strategies. YMYW is retirement planning, investing, and tax reduction made fun, presented by Pure Financial Advisors - a fee-only financial planning firm. Pure Financial adheres to the fiduciary standard of care, in which we are required by law to act in the best interest of our clients at all times. Access free financial resources and episode transcripts, Ask Joe & Big Al On Air to get your Retirement Plan Spitball Analysis: http://YourMoneyYourWealth.com

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Recent Episodes

Too Much 401k Money? The $3M Roth Conversion Problem - 579

Apr 28, 2026 46m

Saving into Roth instead of traditional accounts to bring down required minimum distributions in retirement, and whether retiring early is in the cards: that's today on Your Money, Your Wealth®…

The Retirement Question Every Couple Asks: Can We Afford It? - 578

Apr 21, 2026 43m

"Chase and Ryder" are 56 and 55 with $5 million saved and huge pensions the day they retire. So why are they so nervous about pulling the trigger? That's today on Your Money, Your Wealth® podcast…

This Early Retirement Strategy Could Be a Huge Mistake

Apr 14, 2026 45m

Joe Anderson, CFP® and Big Al Clopine, CPA spitball on whether a popular early retirement strategy could actually blow up your financial plan, today on Your Money, Your Wealth® podcast number 577.…

When Roth Conversions Don't Make Sense (And When They're a No-Brainer) - 576

Apr 07, 2026 43m

Are Roth conversions worth it? We'll find out, today on Your Money, Your Wealth® podcast number 576. TJ in PA is gonna have huge capital gains. Joe and Big Al spitball on whether it's worth it for…

Die With Zero: Are You Giving Your Kids Too Much? - 575

Mar 31, 2026 44m

Joe Anderson, CFP® and Big Al Clopine, CPA spitball on how to build your own retirement AND support your kids financially, today on Your Money, Your Wealth® podcast number 575. "Lloyd and Diane" in…

When Should You Take Social Security? (Don't Screw This Up) - 574

Mar 24, 2026 45m

Joe Anderson, CFP® and Big Al Clopine, CPA focus on Social Security claiming strategies as part of the retirement spitballs, today on Your Money, Your Wealth® podcast number 574. Bijou Plutus and her…

Could You Retire Tomorrow If You Had To? - 573

Mar 17, 2026 40m

Juan and Mary in Brooklyn are 49 and 48 with $2.2 million saved. Can Juan afford to retire early, or just walk away if he gets fired? And if they get divorced, yikes - but does the math still work?…

Could You Lose Half Your Retirement Income to Taxes? - 572

Mar 10, 2026 51m

"Carl and Jane" have eight million bucks, and their advisor is suggesting a 130/30 long-short investing strategy. Joe Anderson, CFP® and Big Al Clopine, CPA spitball on whether this is a smart tax…

Retire Early in Your 40s or 50s: Green Light or Reality Check? - 571

Mar 03, 2026 45m

If you plan to punch the clock for the final time decades before "standard" retirement age, you need a financial strategy that goes beyond just saving. Joe Anderson, CFP® and Big Al Clopine, CPA…

Retirement Planning for Aging Parents - and Can You Retire Early? - 570

Feb 24, 2026 45m

Joe and Big Al spitball two sides of the retirement equation, today on Your Money, Your Wealth® podcast number 570. Daniel in Texas is 40 and worrying about how to support Mom and Dad if their money…

Retirement Changes at These 5 Major Financial Crossroads - 569

Feb 17, 2026 44m

When you're standing at a major financial crossroads, the timing of your decisions can mean the difference between success and failure. Joe Anderson, CFP® and Big Al Clopine, CPA spitball on the…

Tax-Smart Investing at Every Age: Starting Young or Catching Up - 568

Feb 10, 2026 44m

John Q. Taxpayer is in the home stretch of his career, looking for the best way to catch-up and build his tax-free bucket. Meanwhile, a pair of young financial nerds in Omaha are already strong…

Rising Costs and Retirement Unknowns? Here's What to Do - 567

Feb 03, 2026 50m

Should Al and Peggy in Illinois keep hammering pre-tax retirement savings or should they pivot to post-tax Roth for better tax diversification? Which pension option is best for their early retirement…

High Net Worth Pre-Retirees Share Their Biggest Fear (Here's How to Calm It) - 566

Jan 27, 2026 53m

"Mr and Mrs Smith" have nearly $850,000 saved at age 43, but they're very concerned about retirement. "Lucy and Desi" are 58 and 64 with nearly $7 million saved, but they still lie awake wondering if…

48 and Worried About Early Retirement? This Changes the Math - 565

Jan 20, 2026 43m

Lucky Lou is 48, burned out and wants to punch at 50. How should he bridge the gap before pensions and Social Security? Joe Anderson, CFP®, and Big Al Clopine, CPA walk through the Rule of 55,…

Social Security Timing and When Family Wrecks Retirement - 564

Jan 13, 2026 42m

Hana's mom is 92. Mom's husband is 74, and after years of trying to help a family member, nearly a million dollars is gone. How do they stop the bleeding before it's too late, and how much can they…

How to Beat the "Fire Hydrant" of Future Taxes: YMYW Best of 2025 - 563

Jan 06, 2026 1h 2m

YMYW friends, welcome to 2026. What actually mattered most to you in 2025? It turns out to be tax-free gains on investments, retirement timing, and claiming Social Security. Today on Your Money, Your…

I'm 42 and Burned Out with $2.25M. Can I Retire Early from My Toxic Job? - 562

Dec 30, 2025 38m

Today on Your Money, Your Wealth podcast 562 (an encore of episode 513), Joe Anderson, CFP® and Big Al Clopine, CPA spitball for YMYW listeners in their 40s who are ready to call it quits at work,…

Retirement Finances Whether You're Married, Separated, or Single - 561

Dec 23, 2025 53m

Financially speaking, should Old Bear in Northern Kentucky marry his Honey? How should Sebastian in Virginia navigate the financial aspects of his separation? Plus, Famous Missourians want to know,…

The Truth About High Income Investments and Retirement Safety - 560

Dec 16, 2025 37m

Today on Your Money, Your Wealth® podcast 560, Joe Anderson, CFP® and Big Al Clopine, CPA spitball business development company (BDC) funds for Edward in Illinois before diving into buckets of cash,…

Frequently Asked Questions

How many episodes does Your Money, Your Wealth have?

Your Money, Your Wealth has published 574 episodes since February 2016, covering topics in Business, Business News.

Is Your Money, Your Wealth still active?

Your Money, Your Wealth is currently highly active with new episodes weekly. Average episode length is 43m.

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