Give Me Credit

Give Me Credit

J.S. Whaldo and John A. Mackey

Episodes 33
Avg. Duration 28m
Activity Highly Active
Since Aug 2025
Latest Episode Mar 2026

Publishing Details

Schedule
Weekly
Format
Episodic
Consistency
100%
Hosting
api.substack.com

Contact & Outreach

About This Podcast

Your guide to credit and finance clarity. Learn how credit scores, collections, and underwriting really work each week with J.S. Whaldo and John A. Mackey

jswhaldo.substack.com

Explore Statistics

Recent Episodes

S1E33 Give Me Credit Episode 33

Mar 31, 2026 17m

Most people don’t understand how debt collection works until they’re already in it.In GMC 33, I sit down with John Mackey to walk through his new course, Debt Collections: Lies, Damn Lies and…

S1E32 Give Me Credit Episode 32

Mar 24, 2026 23m

In Part 1, we pulled back the curtain on a hard truth. Most people believe someone is actually reading their credit dispute letter.That’s not entirely accurate.In Part 2, we take you inside the…

S1E31 Give Me Credit Episode 31

Mar 17, 2026 32m

Most people believe that when they dispute something on their credit report, they are starting a conversation. They imagine that someone, somewhere, will read their explanation, review the evidence,…

S1E30 Give Me Credit Episode 30

Mar 10, 2026 24m

We spend twelve years in school learning history, math, and science. Yet many students graduate without ever learning how a checking account works, what an overdraft fee is, or why a missed payment…

S1E29 Give Me Credit Episode 29

Mar 03, 2026 19m

Today’s episode goes deeper.In Part 1, we questioned whether Credit Karma functions as financial education or referral marketing. In Part 2, we examine the structure itself.One polished credit…

S1E28 Give Me Credit Episode 28

Feb 24, 2026 49m

This week on Give Me Credit, we sit down with FCRA attorney Jacob Hippensteel, owner of Hippensteel Law Firm to talk about one of the most powerful and misunderstood consumer protection laws in…

S1E27 Give Me Credit Episode 27

Feb 17, 2026 21m

Give Me Credit #27: Credit Karma, VantageScore vs FICO, and the Marketing Machine Behind “Free” Credit ScoresIn this episode, credit expert John Mackey and mortgage underwriter J.S. Whaldo examine…

S1E26 Give Me Credit Episode 26

Feb 10, 2026 22m

If you think you already understand credit, this episode is your reminder that the rules are changing and not always in your favor.In this rerun of Give Me Credit Podcast Episode 10, credit expert…

S1E25 Give Me Credit Episode 25

Feb 03, 2026 42m

We’ve never done this before, but some episodes are too good to let pass by. Due to John taking a short break, we’re re-running GMC #16, one of our highest-rated episodes.Packed with insights, expert…

S1E24 Give Me Credit Episode 24

Jan 27, 2026 27m

Most people think debt collection is about repayment. It’s not.It’s about leverage, data, and getting you to say or do just enough to build a legal case against yourself.In today’s podcast episode,…

S1E23 Give Me Credit Episode 23

Jan 20, 2026 23m

Episode 23: Inside the Debt Collection System and the Course Teaching Consumers How to Navigate ItIn this episode of the Give Me Credit podcast, mortgage expert J.S. Whaldo interviews credit…

S1E22 Give Me Credit Episode 22

Jan 13, 2026 43m

In Give Me Credit Podcast Episode #22, we do something a little different and a lot important.We analyze a real debt collection call that checks every box for unethical behavior. No hypotheticals. No…

S1E21 Give Me Credit Episode 21

Jan 06, 2026 33m

In Part Two of this two-part conversation, John Mackey and J.S. Whaldo continue their discussion with financial expert Gerry Weston, shifting from warning signs to real solutions.Weston explains why…

S1E20 Give Me Credit Episode 20

Dec 30, 2025 31m

In Part One of this two-part conversation, John Mackey and J.S. Whaldo sit down with financial expert Gerry Weston to unpack the hidden risks of for-profit debt relief companies. Through a real-world…

S1E19 Give Me Credit Episode 19

Dec 23, 2025 27m

This week’s Give Me Credit episode is our Christmas and Holiday Edition, and it’s a little different by design.We start with a brief introduction to John Mackey’s upcoming Debt Collection course…

S1E18 Give Me Credit Episode 18

Dec 16, 2025 12m

When love gets financed, and stability gets sacrificed.The holiday season is supposed to be about connection, generosity, and love. Yet for manyfamilies, it has quietly becomesomething else…

S1E17 Give Me Credit Episode #17

Dec 09, 2025 21m

The holiday shopping rush is here, and that means one thing. Buy Now Pay Later offers are everywhere. They pop up on every checkout screen and promise interest-free convenience. It all feels harmless…

S1E16 Give Me Credit Episode 16

Dec 02, 2025 42m

Today, we are sharing a real debt collection call that John recorded on his business line, and it is a ride. This collector barrels in with confidence, armed with the wrong Social Security number,…

S1E15 Give Me Credit Episode 15

Nov 25, 2025 25m

This week, John and I tackle the annual holiday pressure cooker. You know the one: twinkly lights, emotional shopping, and retailers who swoop in like sugar-coated vultures offering store cards and…

S1E14 Give Me Credit Episode 14

Nov 18, 2025 29m

Welcome to Episode 14 of Give Me Credit, the podcast where Credit Genius John Mackey and mortgage-underwriting veteran J.S. Whaldo turn the tangled world of debt collection and credit reporting into…

Frequently Asked Questions

How many episodes does Give Me Credit have?

Give Me Credit has published 33 episodes since August 2025, covering topics in Business, Education.

Is Give Me Credit still active?

Give Me Credit is currently highly active with new episodes weekly. Average episode length is 28m.

How do I contact Give Me Credit for sponsorship or guest appearances?

Sign up on Grep.FM to access contact details for Give Me Credit, including email and social media links.

Similar Podcasts