Episodes 242
Avg. Duration 22m
Activity Highly Active
Since May 2019
Latest Episode Mar 2026

Publishing Details

Schedule
Weekly
Format
Episodic
Consistency
77%
Hosting
feeds.buzzsprout.com

About This Podcast

Your REAL personal finance questions answered by CERTIFIED FINANCIAL PLANNER™ professionals, Scott Frank and Nick Covyeau. With all of the misinformation and jargon in the financial industry, it's no wonder most people are confused about how to best manage their money. Scott and Nick are here to give clear answers to the important questions they hear most often. If you're ready to use your finances to create a more secure financial future, this show is for you.

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Recent Episodes

Retire From the Wrong Job, Not From Work

Mar 05, 2026 26m

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning.— Most people don’t…

Rethinking Inheritance: Give It Now or Leave It Later?

Feb 19, 2026 22m

There’s a common belief people have about money: you build it, you protect it, and whatever’s left gets passed on at the end.But what if the timing matters more than the total?As lifespans stretch…

Deferred Compensation: Smart Planning or a Risky Bet?

Feb 05, 2026 20m

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning.— Deferred compensation…

How to Stay Ahead of Taxes and Avoid Penalties

Jan 22, 2026 21m

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning.— Taxes tend to fade…

Is Your Financial Plan Supporting the Life You Want?

Jan 08, 2026 17m

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning.— There’s a moment many…

Can You Retire Early With Two Million Dollars?

Dec 25, 2025 27m

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning.— Retiring early sounds…

The Simple Automations That Can Actually Boost Your Net Worth

Dec 11, 2025 17m

It’s wild how fast a year goes by, and when you finally look back, the gap between what you meant to do and what actually happened is bigger than anticipated. The trick is that most financial…

A Simple Guide to Smarter Giving

Nov 27, 2025 19m

The holidays have a way of bringing money and meaning into the same conversation. In this episode of Real Personal Finance, Scott and Nick lean right into that. Between family gifting, charitable…

Your Financial To-Do List Before December 31st

Nov 13, 2025 25m

Most people wait until tax season to think about taxes, but by then, the window’s closed. Scott and Nick talk about how the best planning happens now, when there’s still time to adjust what’s already…

It’s Open Enrollment Season: How to Avoid Leaving Money on the Table

Oct 30, 2025 24m

A lot of people are under-utilizing their corporate benefits, unintentionally leaving money on the table. Open enrollment is a great opportunity to review your company’s benefits plan to ensure that…

What Business Owners Need to Know About the OBBBA

Oct 16, 2025 16m

The One Big Beautiful Bill Act has some pretty great enhancements for business owners, but you have to know what you’re looking for in order to get them. Whether it’s the extension of Qualified…

There’s More to Saving for Retirement Than Knowing How Much Money You’ll Need

Sep 12, 2025 16m

“How much money do I need to save in order to retire – what’s my number?” It’s one of the most common questions financial advisors get, and we understand why. People want a goal, something they can…

Pre-Tax, After-Tax, Roth: How Should You Distribute Your 401(k) Contributions?

Aug 29, 2025 17m

People often think of their 401(k) as the set-it-and-forget-it retirement account. You set your contribution amount, get your employer match, and leave it alone. But what if your company gives you…

A Meaningful Conversation About Money with Former NYT Columnist Carl Richards

Aug 15, 2025 23m

Whether you know him as “The Sketch Guy” from his decade-long run as a NY Times columnist or you’ve heard him on a podcast, if you’re interested in the world of finance, you probably know who Carl…

The Good, the Bad, and the Ugly of the OBBBA

Aug 01, 2025 21m

Disclaimer:At approximately 12:09 in this episode, the income thresholds were misstated. The correct information is that the phase-out applies to incomes above $500,000 for single and married filing…

Am I Behind? Rethinking Retirement Catch-Up Strategies

Jul 17, 2025 30m

Do you ever feel like you're behind on retirement? A 41-year-old listener with over $230,000 saved and a 50%+ savings rate, certainly did. In this episode, we explain why starting late doesn't mean…

Are You Saving Money in the Right Order?

Jul 03, 2025 25m

We all know we should probably save some more, but when we pass the piggy bank phase and have larger amounts of money, things get a little more complicated than just dropping some coins every once in…

From Saver to Spender: How to Ease the Emotional Shift into Retirement

Jun 05, 2025 26m

Retirement is supposed to be the reward after decades of hard work, but for many, the hardest part is learning how to actually spend the money they’ve saved. In this episode, we explore why that…

Rethinking Your Retirement Timing

May 22, 2025 18m

Why do some people delay retirement when they’re more than ready, while others want out the moment they hit the financial edge? In this episode, we explore the emotional weight behind retirement…

What’s the Purpose of Your Money?

May 08, 2025 12m

What should you do with extra cash when markets feel shaky? In this episode, we break down why your savings rate is the real engine of wealth, and how understanding the purpose behind your money…

Frequently Asked Questions

How many episodes does Real Personal Finance have?

Real Personal Finance has published 242 episodes since May 2019, covering topics in Business, Education.

Is Real Personal Finance still active?

Real Personal Finance is currently highly active with new episodes weekly. Average episode length is 22m.

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