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About This Podcast
Real Talk Payments gets to the heart of what matters in payments - stripping away filters, cutting through buzzwords, and grounding every conversation in real expertise and experience. Pagos delivers candid discussions that educate, challenge assumptions and spotlight the realities every payments professional needs to understand. It’s bold, transparent, and made for those who want substance over hype.
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Recent Episodes
S1E6 Payments in the AI Era
In this episode of Real Talk Payments, Kapil Mokhat is joined by Julie Ferguson, co-founder of the Merchant Risk Council, along with Pagos co-founders Klas Bäck and Albert Drouart, for a timely…
S1E5 Why Payment Optimization Is a Discipline, Not a Project
In this episode of Real Talk Payments, Kapil Mokhat is joined by Pagos co-founders Klas Bäck and Albert Drouart for a candid conversation about one of the most overlooked areas in payments: cost…
S1E4 Unbundling Payments in the Agentic Era
In this episode of Real Talk Payments, host Kapil Mokhat is joined by Albert Drouart, CTO of Pagos, along with Colin Luce, CEO and Co-founder of Basis Theory, and James Armstead, CTO of Basis Theory,…
S1E3 The BIN Madness in Payments
In this episode, Kapil Mokhat is joined by Grace Greenwood and Andy Barker from Pagos for a deep dive into one of the most important and misunderstood topics in payments today: BIN data. As the…
S1E2 AI in Payments: Hype vs. Reality
In this episode of Real Talk Payments, host Kapil Mokhat sits down with Klas Back (CEO, Pagos) and Albert Drouart (CPO, Pagos) to cut through the hype and separate the signal from noise in the AI and…
S1E1 The Dark Arts of Payments: Decoding Declines, Downgrades, and Hidden Costs
Real Talk Payments pulls back the curtain on the payment processing industry through candid conversations with seasoned veterans who've seen it all. Hosted by Pagos, this podcast brings together…
Frequently Asked Questions
Real Talk Payments has published 6 episodes since February 2026, covering topics in Business.
Real Talk Payments is currently highly active with new episodes monthly. Average episode length is 40m.